Equipment Leasing

Partner with Expansion Capital Group for your continued business success.

Equipment leasing empowers businesses to grow by preserving capital, providing access to advanced equipment, offering flexibility and scalability, mitigating risks, and delivering potential tax benefits. By leveraging the advantages of leasing, businesses can optimize their operations, drive innovation, and position themselves for sustainable growth in competitive markets

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What is Equipment Leasing and how does it work?

Equipment Leasing is a financial arrangement where one party, the lessor, owns and provides the use of equipment to another party, the lessee, in exchange for preiodic payments. Instead of purchasing the equipment outright, the lessee pays a fee to use the equipment for a specified period, which is typically a fixed term.

At the end of the lease term, the lessee may have the option to purchase the equipment, renew the lease, or return the equipment.

Flexible

weekly/daily payments

Scalable

Offers from
$5K-$300K

Dependable

over 20,000
small businesses funded

What are the advantages of getting a Equipment Leasing Loan or Funding?

1

Minimal upfront cash expenditure, with some leases allowing 0% down
2

Payment term is customized to meet your cash flow
3

Potential for tax deductibility, but not guaranteed
4

Often utilized by small businesses when assets have a high risk of obsolescence or reduced value in short-term period. Owners leverage to trade-in for newer, more technologically advanced equipment.

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Minimum Requirements for Equipment Leasing.

Equipment Leasing financing can be highly beneficial financing option for businesses seeking flexibility and performance-based funding

6+ Months in business
Fair/Good credit score
$100k annual revenue
U.S. Based business locations

What can Equipment Leasing be used for?

Commercial Vehicles

Restaurant Equipment

Construction Equipment

Medical Equipment

Industrial Machinery

How small businesses have used Equipment Leasing.

Leasing equipment allows businesses to conserve their capital for other critical expenses such as expansion initiatives, marketing efforts, or hiring talent. By avoiding large upfront costs associated with purchasing equipment outright, businesses can allocate resources more efficiently to drive growth.

Leasing enables businesses to access the latest and most advanced equipment without the significant upfront investment required for outright purchase. This access to cutting-edge technology can enhance operational efficiency, productivity, and competitiveness, facilitating business growth in a rapidly evolving market landscape.

FAQ’s

When is equipment leasing the right decision?
Equipment leasing is an alternative to acquire fixed assets or business related equipment.
What is the difference between an equipment leasing financing and a regular loan?
o Terms are generally 6 to 84 months with monthly payments with a low or no down payment on the equipment. The leased equipment is utilized as collateral, and in the event of non-payment, it can be repossessed.
How do I apply for an equipment leasing?
Numerous companies extend support for equipment leasing, and the optimal source depends on your credit profile.
What do I need to know before I apply for an equipment lease?
General requirements are an understanding of the equipment, at least 6 month’s time in business, and a FICO over 600.
When should my business consider this type of financing?
Equipment leasing can be accomplished when purchasing various assets, including construction equipment, farm equipment, medical and dental machines, office equipment, restaurant equipment, vehicles, and software and communication technology.