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5 Unexpected Costs of Running a Small Business
So you’ve been in business for a while and are ready to embark on the journey to take steps and scale your business. You focus all your energy on growing your book of business and keeping up with customer demands. After a few months, you stop to catch your breath, look at your balance sheet, […]
Leaders Listen: Leadership Lessons from a Longtime Entrepreneur
Theodore Roosevelt once said “People ask the difference between a leader and a boss. The leader leads, and the boss drives.” When I endeavored to put my thoughts on paper about what it means to be a successful leader, I realized that it would be more effective to understand my leadership style from someone who […]
Expansion Capital Group’s CEO Joins MonJa’s Small Business Lending Interview Series
Funding $350m+ but also prepared for a potential downturn – Interview with Expansion Capital Group In these interviews with lending industry leaders, Monja covers their stories of success, challenges, and secrets of their competitive advantages in small business lending arena, as well as their perspectives on the online lending industry overall. Click here to listen […]
Your Recession-Proof Checklist
It’s easy to forget that the 2008-2009 recession was just a decade ago. Today, the national unemployment in the United States sits at just 3.7% percent — a far cry from the record high 10% hit in 2009. Although there is no stock-buying mania on Main Street like there was in 1999, and no economic […]
How Small Business Should Think About Financing in 2019
It’s no secret that over half of small businesses close their doors within the first five years. One of the critical problems that often occur has little to do with the innovation, ingenuity, or work ethic of the small business owners themselves, but rather the lack of access to sufficient capital to cover the ebbs […]
3 reasons why you should support local small business
Although #SmallBusinessSaturday has come and gone on our annual calendars, the mantra to “support small businesses” should remain evergreen. The simple fact is, small businesses need our support far beyond the holiday season. United States small businesses are the backbone of the American economy. They make up 99.9 percent of the economy and employ 47.5 percent […]
Stay in the safe zone when interviewing for a new position
As a small business owner, you’re accustomed to wearing lots of hats—probably including human resources manager. In the absence of a dedicated and trained in-house HR professional, you may find yourself interviewing job seekers—either in person, by phone or in an electronic format. Before you interview a job candidate, it’s a good idea to have […]
Customer satisfaction pays
If you’re in business, you’re in sales. And as anyone who’s ever gone through sales training will affirm, selling is inextricably linked to Customer Satisfaction. This intuitive universal truth is supported statistically, in study after study. And it applies to small businesses as well as large multinationals—in both the retail and the B2B space. As […]
Getting financing with so-so credit
It’s a conundrum faced by most aspiring small business owners and many established ones in growth mode: How to secure the financing you need, at terms you can live with, if your credit is only so-so? Or less than so-so? Options abound, even after excluding the most humiliating ones like asking your longlost rich uncle. The best […]
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